LPT Realty vs HomeSmart | Fee Comparison - TPL Collective
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Commission Comparison

HomeSmart's Monthly Fees
Add Up Faster Than LPT's Flat Model

HomeSmart popularized the flat-fee brokerage concept. But monthly fees of $99–$250 plus per-deal transaction costs quietly stack up. LPT Realty gives you the same 100% commission with lower total cost and better tools. Here's the math.

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Side by Side

The Numbers Don't Lie

Feature
LPT Realty
HomeSmart
Commission Split
100% - you keep it all
100% (flat-fee model) [VERIFY]
Annual Cap
$5,000
No cap (monthly fee model) [VERIFY]
Monthly Fee
$0
$99–$250/mo [VERIFY]
Transaction Fee
$195/deal
$195–$495/deal [VERIFY]
Annual Fee
$500
Included in monthly [VERIFY]
Revenue Share
HybridShare available
None [VERIFY]
Stock / Equity
LPTA (Nasdaq reserved)
None [VERIFY]
AI Tools
Dezzy.ai · RecruitAssist · Media Stack
Basic tech platform [VERIFY]
Office Access
Virtual + coworking options
Some physical offices [VERIFY]
The Math

Same Agent. Same 12 Deals. Different Take-Home.

12 deals · $450K avg price · 2.5% commission · $135,000 GCI

HomeSmart (Typical Office) [VERIFY]
Gross Commission (GCI) $135,000
Monthly fee ($175/mo × 12) [VERIFY] −$2,100
Transaction fees ($350 × 12) [VERIFY] −$4,200
E&O / tech fees [VERIFY] −$600
Total Cost $6,900
Take-Home $128,100
LPT Realty (Business Builder)
Gross Commission (GCI) $135,000
Flat fees ($500/deal, capped $5K) −$5,000
Processing fees ($195 × 12) −$2,340
Annual fee −$500
Total Cost $7,840
Take-Home $127,160
Similar Cost - But LPT Gives You More

LPT includes AI tools, revenue share, and stock awards that HomeSmart doesn't offer [VERIFY]

Where LPT Wins

The Advantages Are Clear

💰
No Monthly Fees
HomeSmart charges $99-$250/month whether you close deals or not. At LPT, there are zero monthly fees. You only pay when you earn.
🤖
AI Tools No Other Brokerage Has
Dezzy.ai, RecruitAssist, and Media Stack are built exclusively for TPL Collective agents. HomeSmart provides basic tech tools that don't compare to a full AI suite.
📈
HybridShare Revenue Share
HomeSmart doesn't offer revenue share. LPT's Brokerage Partner plan includes 7-tier HybridShare - build passive income by growing your team.
📊
LPTA Stock Awards
LPT agents earn stock awards as they hit production milestones. HomeSmart has no equity or stock program for agents.
Where HomeSmart Wins

We'll Be Honest

✓
100% commission model - HomeSmart was one of the first flat-fee brokerages. They proved the model works, and agents keep their full commission after monthly and transaction fees. [VERIFY]
✓
Established franchise brand - HomeSmart has been operating since 2000 and has grown to thousands of agents across the country. There's brand familiarity in many markets. [VERIFY]
✓
Physical office availability - Some agents prefer having a brick-and-mortar office to meet clients. HomeSmart franchises often provide that option.
Is LPT Right for You?

LPT Is Built for Agents Who…

✓ Are HomeSmart agents who want AI-powered tools for lead gen, content, and recruiting
✓ Want to build passive income through revenue share instead of just saving on fees
✓ Are tired of paying monthly fees even during slow months with no closings
✓ Want equity in their brokerage through stock awards, not just a cheaper split
✓ Are looking for a stronger tech stack and community beyond basic brokerage tools
Ready to See Your Numbers?

Same 100% Commission.
Better Everything Else.

No pressure. No pitch deck. Run the calculator yourself or book 20 minutes with Joe. Either way - just math.

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HomeSmart fees vary by franchise location, region, and individual agent agreement. Figures shown are estimated ranges based on publicly reported data and are marked [VERIFY]. HomeSmart is a franchise - each office operates independently. LPT Realty figures reflect the current published Business Builder fee structure. TPL Collective is a community platform. LPT Realty is the brokerage.